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Franklin James Retirement Group, LLC

"A Good Plan Is
Always Better
Than A Good Guess"

Judith James, President

Who We Are

Retirement Income Made Easy

Who We Are

Judith James is the founder of Franklin James Retirement Group, LLC, where she has dedicated her career to helping pre-retirees, retirees, and seniors build financial confidence through strategic retirement planning. A proud Augusta native, Judith graduated with honors from the University of Georgia after attending Middle Georgia College. She began her career as an educator, teaching locally for five years – a role that honed the listening, relationship-building, and planning skills she continues to
use with clients today.

In 1992, Judith entered the insurance industry and,
following the events of 9/11, shifted her focus to
retirement planning. Seeing the financial uncertainty many families faced, she made it her mission to help individuals by offering and teaching retirement strategies that could foster reasonable growth, mitigate risk and create longevity of income for her clients. At Franklin James, Judith and her team emphasize easy-to-understand
strategies designed to reduce worry and create lasting security.


Judith continues to serve families and individuals across the CSRA with the same values she was raised with – hard work, respect for others, and attention to detail. She is passionate about educating her community and helping clients implement customized retirement strategies that
support their goals and safeguard thei
r futures.

What We Do

Working with Financial Documents

Income Confidence

We help our clients assess the longevity of their retirement Income and help them implement strategies to ensure that their income doesn’t run out.

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Tax
Confidence

We help our clients with strategies that can create tax-free money in retirement. Our goal is to protect our clients from the real possibility of higher taxes in the near future.  This provides enormous peace of mind.

Asset Confidence

We specialize in helping our clients build safeguards into their assets to reduce the impact or likelihood of sudden losses in their accounts.

What we do
Retirement This Week

Retirement This Week with Mark Gaffney and
Judith James of Franklin James Retirement Group

Recently, Judith James joined Mark Gaffney of Retirement This Week for an insightful discussion about retirement income. They explored key strategies and considerations for building a secure financial future, offering valuable insights for those planning their retirement. Learn more about their conversation and discover practical tips to enhance your retirement journey. 

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We are waiting for the finishing touches on the audio - once it's done, we'll post it here.

Why Franklin James

Why Choose Franklin James Retirement Group?
                          ...because relationships still matter

Experience the Difference

Franklin James Retirement Group is committed to providing exceptional financial planning services, expert guidance, and customized solutions to address your specific needs. We prioritize transparency, integrity, and client satisfaction in every interaction.

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Personalized Approach

We understand that each individual's financial journey is unique. That's why we offer personalized financial services tailored to your distinct requirements, ensuring a seamless and individualized experience throughout your financial planning process.

Retirement Income Planning Expertise

Our team of financial professionals possesses extensive knowledge and expertise in wealth management, allowing us to offer valuable insights and guidance to our clients, helping them make informed decisions for their financial well-being.

Client Focused Service

At Franklin James Retirement Group, client satisfaction is paramount. We go above and beyond to exceed expectations, building enduring relationships with our clients that will last for generations based on trust, reliability, and exceptional service.

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Testimonials

Our Clients Say It Best

“Working with Judy James of Franklin James Retirement Group, LLC has been a game-changer for my financial future. Judy took the time to understand my unique retirement goals and crafted a personalized strategy that gave me clarity and confidence. I truly appreciate her dedication and expertise—thanks to Judy, I feel more prepared than ever for the next chapter of my life.”

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Paul

“I'm so glad that my wife and I found Franklin James Retirement Group.  We had money in several accounts including our 401K.  Judith gave us great direction and information for us to make an educated decision about our retirement.  Just knowing that if anything happens to me, my wife will be taken care of."

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Robert

“We have found Judith to be very relatable. We went to many seminars but ultimately chose Judith, at Franklin James Group, because she took a personal interest in what was best for us.  She brought our plan together, simplifying it. There is a sense of comfort knowing that things are going as planned.”

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Rodney and Joyce

*  Testimonials and photo's are of actual customers
Contact Us 1

Contact Us

At Franklin James Retirement Group, we're here to help.  If you would like to schedule a free consultation with us or if you have any questions pertaining to your account with us, please message us.  We'll get back with you just as soon as we can.

Information presented is for educational purposes only and is not intended to make an offer or solicitation for sale or purchase.

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The information presented is not intended as tax or legal advice.  Please consult legal or tax professionals for specific information regarding your individual situation.  All content and materials provided by this site are provided for general information only.

Franklin James Retirement Group, llc

211 Pleasant Home Road

Suite C-3

Augusta, Georgia  30907

706-426-8524

© 2025 by Franklin James Retirement Group, LLC.

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